moravelynto
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Cookie Policy

Last updated: March 2025

At moravelynto, we believe in being straightforward about how we use technology to make your experience better. This policy explains what cookies are, how we use them on moravelynto.com, and what choices you have.

Think of cookies as small memory aids that help our website remember your preferences. They're not programs and can't carry viruses—they're just tiny text files that sit in your browser.

What Are Cookies Exactly?

Cookies are small data files placed on your device when you visit our website. Most websites use them—it's standard practice across the internet. They help websites remember things like your login status, language preferences, or items you've added to a cart.

We use both "session cookies" that disappear when you close your browser and "persistent cookies" that stick around longer to remember your preferences for future visits.

Why moravelynto Uses Cookies

We're not just collecting data for the sake of it. Every cookie we use serves a specific purpose that improves how you interact with our budget education resources. Some help us understand which articles are most helpful, while others remember if you've already completed a particular lesson.

Types of Cookies We Use

Third-Party Cookies

Some cookies come from services we use to enhance our site. For example, if we embed a video or use an analytics platform, those services might place their own cookies. We're selective about which third-party tools we use, but you should know they exist.

These third parties have their own privacy policies, and we encourage you to read them. We don't control how they use cookies, but we do choose partners who respect user privacy.

Managing Your Cookie Preferences

You're in control. Most browsers let you refuse cookies entirely or delete them after your visit. Just know that blocking all cookies might affect how our site functions—some features simply won't work without them.

How to Control Cookies in Popular Browsers

Chrome: Settings → Privacy and security → Cookies and other site data. You can block third-party cookies or all cookies, and see which sites have stored cookies.
Firefox: Settings → Privacy & Security → Cookies and Site Data. Firefox offers a "Standard" protection mode that blocks many tracking cookies automatically.
Safari: Preferences → Privacy → Cookies and website data. Safari blocks third-party cookies by default in recent versions.
Edge: Settings → Cookies and site permissions → Cookies and site data. You can choose to block all cookies or just third-party ones.

If you block cookies, you'll still be able to browse our site and read our educational content. However, personalized features like saving your progress through our budget course or remembering your calculator settings won't work.

How Long Do We Keep Cookies?

It varies by purpose. Session cookies vanish when you close your browser—usually within hours. Functional cookies might last several months so we can remember your preferences. Analytics cookies typically expire after two years, though we review and clean up our cookie usage regularly.

Data Security

The information stored in cookies is encrypted and protected. We use industry-standard security measures to prevent unauthorized access. Cookies themselves don't contain personal information like your name or email—they use identifiers that only make sense to our systems.

Changes to This Policy

We'll update this policy when we change how we use cookies or when regulations require it. Significant changes will be announced on our website, and we'll update the "Last updated" date at the top of this page.

We review our cookie practices twice a year to make sure we're only collecting what we actually need and use. If we add new types of cookies, we'll update this policy to reflect that.